Two years ago, during the peak of the COVID pandemic, my husband and I found ourselves in a difficult position. He was released from his position after 37 years and we found ourselves without health insurance for the first time. When the federal health insurance marketplace transitioned our insurance to New Jersey's Get Covered program, we had to confirm all our information and estimate our income for 2021. This became a daunting task so we reached out to Carol to be our agent and help us through this confusing program. Not fully understanding how NJ had created their application process, I unknowingly created 6 separate applications! Carol stepped in, conferenced in a Get Covered representative, helped clean everything up and clearly provided instruction and advice going forward. Because of Carol's assistance, compassion, understanding, patience and extensive knowledge, we were finally able to submit an application that was accepted. So our experience with Carol was on a very personal level. We trust her implicitly and would confidently recommend her to anyone, whether for a personal insurance need or for a business employee benefit solution. Wilk Benefits Consulting, LLC is your choice no matter what. Even now, Carol continues to provide us support and advice. We still haven't figured out how to express our gratitude!
Trish & Phil M.
Carol has been my insurance agent for 10 years plus. Each year when it is time to renew my medical insurance she researches all of the options I have, and then presents the best ones to me. I have always been aware that she cares very deeply for my well being. I have referred her many times to potential clients. She has an excellent work ethic and high integrity.
" I am so happy that I called in Carol Wilk Johnson to review my company’s health insurance plan last year. We had the same plan for quite a few years but it had been going up so much every year we decided to shop it around. Carol came out and meticulously gathered all the information about my employees and coverages needed. Within a few days she came back with a new plan that turned out to offer all the same benefits that we had and still wanted, but with a lower price. We switched over last October, 2017 and everyone has had excellent experiences with the new provider. I think the most important thing about Carol is that she really cares for her clients and gets to know them so well that she can recommend the best plan for her customers. I look forward to working with Carol for many years."
" Carol Johnson of Wilk Benefits Consulting, LLC has been a blessing to our company. There are many qualities we like about having her as our insurance agent: She goes above and beyond helping us select the best insurance plans for our needs. Her response time to any issues, concerns or claims is amazing. Working with Carol has taken the stress away because we know that whatever arises, she will take care of it promptly.
I would highly recommend Wilk Benefits Consulting, LLC to anyone with insurance needs."
Susan J. Domici
"Carol has represented me for at least five years now with my medical and disability insurance. I have found her to be extremely knowledgeable in her field and more supportive then any agent I ever had. When I have been confused with a medical issue, whether it is having coverage for a certain medical issue, or how to deal with an insurance company, she always makes sure the problem is resolved. Many times she contacted an insurance carrier when I hit a roadblock. I readily recommend her to friends and business associates. "
Hunterdon Somerset Landscape Group LLC
" As a small business owner I don’t have the time to continuously investigate all my options for health care plans. The rules change every year, companies move in and out of the health care market in NJ, the entire situation is maddening at (most) times.
Carol knows what companies are in the current market, how they treat their customers, how claims are filed. She could probably tell you how long you will wait on hold to speak with a representative of each of the carriers. She guides me to the best of the carriers for what my current needs are.
When there are issues or questions with claims that I struggle with getting a resolution Carol gets it done! When it’s time to look at a new plan for the coming year she takes the time to see if my needs for coverage have changed. Will I be having any surgeries or major medical expenses that calendar year ( that I know of). She makes sure the doctors that I am planning on using are in network.
Carol is there from beginning to end to support my business , save me time, money and aggravation. Get me the best possible medical coverage that meets my needs and my pocket book. She is a blessing."
Pursuit Plastics Equipment
"Carol Johnson and the team at Wilk Benefits Consulting, LLC has been a true partner for our insurance needs. Carol is consultative, extremely accessible and truly has the client's needs as priority one. I feel very comfortable that the guidance I receive will be the best option for my current requirements. I would recommend Carol and the level of service will leave you very pleased."
We wanted to write and express our sincere gratitude for your efforts in finding us our health insurance provider.
As small business owners, we make our money doing those things germane to the job, not shopping for insurance.
Since the onset of government run health care, every end of year has turned into a mad scramble in search of a new health insurance provider.
Since utilizing your services, you’ve made this a transparent process for us and provided a first rate (and reasonably priced), health insurance provider. For that we thank you!
Carol, we look forward to our continued relationship.
Mike & Deb
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